After considering, reconsidering and boring everyone rigid with the topic of my potential move, I've decided to stay put for a little while. I have too much stuff to make a quick or easy move, and there's nowhere so compelling that I need to bend over backwards to get, especially with theGuild starting up again soon.
One of the commenters in the previous post thought it might be better to move to the apartment that comes available when the Guild shuts down for the equinox. I agree: it would be handy timing. I'm going to keep purging my stuff, because that's the hardest part. It's easy to toss stuff in boxes, but it's a lot quicker when you already know what you plan to leave behind.
But staying put doesn't solve my original problems: quick/cheap to the Guild and food that's not hot-plate cuisine.
So I started calling in favors. I talked to one of the Scriveners in the Alchemist's ward, and he may allow me to use his Guild's transport permits for the next few months. It's really hard to get this: you pretty much have to wait a long time, AND know someone. But for me, it would be a big weight off my shoulders, because my parent Guild doesn't give transport, and the public caravans don't run as late my classes do.
Finally, I've started the new year's finances: I think it's going to be the year of giving my self an allowance, and leaving the debit card at home: it's too easy to replenish the $20 in my wallet when I can go to the ATM.
So the current goal is more manageable: staying within the budget and using the surplus to reduce debt. I allowed for trip money to visit relatives, and for a big trip I'd like to take in 2009. But I've allocated every dollar to a given category and I want to stick to that.